Banking sector bailout!

Story link: Banking sector bailout!

This just does not make sense to me. Yes I understand that we need banks, yes I understand that we rely on banks to lend money.
The last few months have seen two big bailt outs, interest rates fall, but all the banks do it tighten up their lending criteria and increase profits, more money should be pushed towards the small businesses.

Banking sector bailout!

The Government last night announced a €10bn rescue fund for the banking sector.
The surprise announcement came after intense weekend talks involving senior government members and banking advisers.